The new First Home Savings Account (FHSA) has been introduced to try and help Canadians save for a down payment on their first home. Below is some introductory information regarding the FHSA. Appreciating that everyone’s situation is unique, as well as the complexities involved in this and other similar programs, professional tax advice is recommended. ...Read More
“Either you can retire or your money can retire but not both.” Recently, a wise friend reminded us of this astute phrase to highlight the point that we must make our money work for us. Our sustainable program of “pension-style” investing maximizes your benefits. We promote this approach because it best assists you to prepare...Read More
We want you to know that we invest in the same “pension-style” portfolios we recommend for clients. We delegate the day-to-day investment decisions to our elite suite of professional mutual fund companies who are carefully selected for their solid long-term track records. Pension-style investing means: Our financial consultation aims to fund your long-term financial needs....Read More
We think now is a good time to speak to people individually to provide an update of our investment thinking going forward. Recently, some indicators we watch, such as the Warren Buffet Market Indicator, have signalled it may be time for investors to pay closer attention to financial markets. During these uncertain times we would...Read More
If you have any Estate Planning questions please give our team a call to set up a time to review your unique circumstances and how your investment accounts can provide you with important Estate Planning benefits. This excerpt from an Estate Planning article linked below discusses named beneficiaries: “Here’s a tip. If you haven’t named...Read More
Independence. Yes please. To us, “independent financial advice” sounds like the only kind that should be available. Yet the landscape is dominated by advisors who can only be described as conflicted or handcuffed – options that don’t sound like they have a customer’s best interest at heart. Founded on the principle that our independence ensures...Read More
Dollar Cost Averaging is a disciplined method of investing which can deliver significant benefits over time. Spreading purchases out monthly over the calendar year means your investments are less affected by market timing. Accumulating wealth in stocks by systematically moving money into a number of diversified funds represents an efficient way of saving and investing....Read More
The following sneak peek into our “pension-style” investment process comes from our forthcoming new website…more to follow! Below we detail how we manage our CommonWealth Portfolios. We do this work for our clients so they can invest with confidence. Our Pension-Style Investment Process: First, we use multiple statistical metrics and strict quantitative criteria to test...Read More
